Sep 11, 2024 | Budgeting, Down Payments, First Time Homebuyers, Home ownership
What is the RRSP Home Buyer’s Plan?Eligibility Requirements:How Does the Withdrawal Work?Pros of Using the RRSP Home Buyer’s PlanConsiderations of Using the RRSP Home Buyer’s PlanMaximizing the RRSP Home Buyer’s PlanRecent Updates and...
Jun 12, 2024 | Interest rates, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals, Mortgages, Variable Rate Mortgages
Economic Context and ImplicationsImpact on MortgagesNavigating the Mortgage LandscapeWhat Should I do Next? The Bank of Canada has reduced its key interest rate by 0.25%, which means the key interest rate is now 4.75%. This marks the first decrease since 2022. This...
May 6, 2024 | Calgary, Development, Home maintenance, Mortgage Refinancing
Understanding Your Financing OptionsWhat Are Renovation Loans?How Does Refinancing Work?Refinancing vs. Renovation Loans: Pros and ConsPros of Renovation LoansCons of Renovation LoansPros of RefinancingCons of RefinancingMaking the Right Choice for Your Calgary...
Feb 7, 2024 | Edmonton, Home ownership, Housing market, Mortgage Brokers, Mortgages
As the heart of Alberta’s economic and cultural landscape, Edmonton mortgages continues to evolve, adapting to the needs of its diverse population. In recent years, a significant part of this evolution has been the innovative approaches adopted by local mortgage...
Feb 7, 2024 | Calgary, Fixed Rate Mortgages, Interest rates, Mortgage Renewals, Mortgages, Variable Rate Mortgages
For homeowners facing mortgage renewal in Calgary, one of the critical decisions is choosing between a fixed or variable rate mortgage. With the real estate market and economic climate continually evolving, this choice can significantly impact your financial...
Feb 7, 2024 | Down Payments, First Time Homebuyers, Home ownership, Mortgage Pre-Approvals, Mortgages
Learning more about down payments can prepare you for buying a home. If you have questions, the best place to get answers is by meeting with a mortgage broker. What is a down payment for a house? When you buy a property, there is an upfront payment that is called a...
