Calgary Mortgage Broker
Buying, renewing, or refinancing in Calgary? Our local brokers compare 25+ banks and lenders for you, free of charge, so you get the rate that actually fits, not just whatever one bank offers.
Meet Your Calgary Mortgage Brokers
Whether you're a first-time buyer with lots of questions or a veteran who just wants to move fast, this is the team you'll actually be talking to.
Why Choose Our Calgary Mortgage Brokers
Quick Response Time
We respond to every mortgage question quickly, no wondering where things stand or if someone will get back to you.
Free, End-to-End Service
From your first consultation to final approval, our service costs you nothing. We're paid by the lender, not by you.
Wide Variety of Lenders
Access to a vast network of banks, credit unions, and monoline lenders means more options and better rates.
Trusted Partners
Our reputation as reliable, knowledgeable Calgary mortgage brokers means expert guidance the whole way through.
Easy Online Service
Work with us from your phone or come into our Calgary office. Mortgages shouldn't be limited to office hours.
Local Calgary Market Expertise
In-depth knowledge of the Calgary housing market means advice that's tailored to local conditions, not generic.
Broker vs. Bank: What's Actually Better For You
Unlike a bank, which only offers its own products, an independent broker works for you, comparing the market to find the best fit instead of the best fit from one lender's shelf.
Mortgage Pre-Approval, Made Simple
Getting pre-approved is the first real step in your home search. Here's exactly how it works with us.
Easy Application
Submit your financial information through our secure online form or over the phone.
Expert Review
One of our brokers reviews your details, answers your questions, and finds the right lender match.
Fast Approval
We work with lenders to get your pre-approval done in as little as 7 days.
Clear Next Steps
You get a detailed pre-approval letter outlining your borrowing power and conditions.
We'll Help You Buy With Confidence
Your first home purchase comes with a lot of moving parts: down payment rules, government programs, and figuring out what you actually qualify for before you fall in love with a listing. That's exactly where we come in.
What We'll Walk You Through
How much you can actually afford, government programs available to first-time buyers in Alberta, minimum down payment requirements based on purchase price, and the pre-approval process from start to finish.
Why It Matters in Calgary's Market
A clear pre-approval shows sellers you're a serious buyer, which matters in a competitive market. We make sure you're shopping with real numbers, not guesses.
What Shapes Your Rate
Because we work with 25+ lenders instead of just one, we're not locked into a single bank's rate sheet. Rates shift often. The fastest way to get an accurate number for your situation is to talk to us directly. Here's what factors in:
Financing for Investment Properties
Calgary's rental market has made investment properties a real option for a lot of buyers, but the mortgage rules are different than a regular home purchase. Down payment minimums are higher, and not every lender treats rental income the same way when qualifying you. We work with investors regularly, whether it's a first rental property or you're building out a portfolio.
How to Choose the Right Calgary Mortgage Broker
Whoever you end up working with, here's what's worth checking before you commit:
1Verify Credentials
Make sure they're licensed and registered with the Real Estate Council of Alberta (RECA).
2Check Reviews
Google and Facebook reviews give real insight into professionalism, responsiveness, and results.
3Compare Lender Access
A broker limited to one or two lenders can't actually shop the market for you.
4Ask About Fees
A good broker is upfront about how they're paid. Most, including us, are free to the client.
5Evaluate Communication
Are they responsive and clear from your very first interaction? That's a preview of the whole process.
6Ask for References
Past clients can tell you what working with them is actually like, day to day.
Every Stage, Covered
Pre-Approval
Find out exactly what you can afford before starting your house hunt in Calgary.
Learn moreBuy a Home
Found the perfect place in Calgary? We'll help you find the best financing options.
Learn moreRenew Your Mortgage
Don't just sign what your bank sends you. We'll shop your renewal against the market.
Learn moreBuild a Home
Settle into Calgary with a custom build. We'll help you get pre-approved and secure financing.
Learn moreInvestment Properties
Buying your first rental or updating your portfolio, we can help either way.
Learn moreFAQs About Calgary Mortgage Brokers
Why should I use a Calgary mortgage broker instead of going directly to a bank?
Calgary mortgage brokers work with multiple lenders, including banks, credit unions, and private lenders, giving you access to a wider range of mortgage options, plus personalized guidance and often better rates than you'd find on your own.
What documents do I need to provide to a mortgage broker in Calgary?
Typically proof of income, employment verification, identification, credit history, and information about the property you're purchasing or refinancing. We'll give you a detailed list up front.
How long does the mortgage approval process take?
It depends on the complexity of your financial situation and the lender, but pre-approval can be as fast as 7 days, with full approval typically taking anywhere from a few days to several weeks.
Can I get pre-approved for a mortgage in Calgary online?
Yes, our pre-approval process can be done fully online or in person at our Calgary office, whichever works better for you.
What credit score do I need to get pre-approved?
It varies by lender, but a score above 600 generally improves your options. We'll walk you through what's realistic for your situation regardless of where your credit sits today.
Is Mortgage Design Group affiliated with Indi Mortgage?
Yes, Mortgage Design Group operates as part of the Indi Mortgage network, which gives us access to a wider range of lenders and resources while keeping the same local Calgary team you deal with directly.
Do you only work with clients in downtown Calgary?
Not at all. We work across Calgary and the surrounding area, in person or fully online.
Ready to Get Started?
Get pre-approved in as little as 7 days, at no cost to you. Our Calgary team is ready when you are.