


Mortgages Are “Lowest in History”—But Can They Go Lower?
Since the start of the COVID-19 pandemic in Canada, Canadian mortgage rates are at an all-time low. Many homebuyers are now faced with the age old question: to buy or not to buy? For many Canadians, especially first-time homebuyers, this may seem like the perfect time...
4 Mortgage Predictions For 2021
Fixed and Variable rates will remain at all-time lows.In July this year, the Bank of Canada Governor Tiff Macklem said the following, “Interest rates are very low and they are going to be there for a long time. Canadians and Canadian businesses are facing an unusual...
CHIP Reverse Mortgage
Wouldn’t it be nice if you had the money to do more of the things you want to do? A CHIP Reverse Mortgage could be just what you need. It’s the simple and sensible way to unlock the value in your home and turn it into cash to help you enjoy life on your terms....
Stress Test Changes Make Mortgage Qualifications Easier
We’ve been hearing a lot of news lately that have made it a bit easier for Canadians to qualify for a mortgage, just in time for the spring market.

7 things you need to know about mortgage insurance
Mortgage default insurance is mandatory in Canada for down payments between 5% and 19.99%. It protects lenders in case a borrower defaults on their mortgage loan.
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