Feb 9, 2026 | Budgeting, Mortgage Refinancing, Mortgage Renewals
Mortgages can feel complicated when you’re deciding whether to renew or refinance. This guide explains the core differences, the situations where each option makes sense, and the practical steps in Alberta homeowners should follow. We cover renewal mechanics,...
Jan 12, 2026 | Housing market, Marketing, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals
The Alberta real estate market is poised for moderate changes in 2026, influenced by various economic factors and demographic trends. This article provides a comprehensive overview of the current state and future predictions of the Alberta housing market, focusing on...
Dec 9, 2025 | Budgeting, Calgary, Mortgage Renewals
Mortgage renewal is the scheduled opportunity to reassess your home financing and choose new terms when your current mortgage term ends. Treating renewal as a strategic financial decision can reduce long-term interest costs and improve cash flow. This article explains...
Nov 12, 2025 | Mortgage Renewals, Mortgages
Renewal time is a golden opportunity—not just a box to tick. Done right, your mortgage renewal can lower your cost of borrowing, reduce years off your amortization, and align payments with where your life is headed. Below is a practical, Calgary-focused guide covering...
Aug 6, 2025 | Edmonton, Mortgage Renewals, Mortgages
When your mortgage term is coming to an end, you’ll likely receive a letter from your lender with a renewal offer. Many Edmonton homeowners simply sign and send it back without a second thought — and that can be a costly mistake. Mortgage renewals in Edmonton are a...
Jun 12, 2024 | Interest rates, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals, Mortgages, Variable Rate Mortgages
Economic Context and ImplicationsImpact on MortgagesNavigating the Mortgage LandscapeWhat Should I do Next? The Bank of Canada has reduced its key interest rate by 0.25%, which means the key interest rate is now 4.75%. This marks the first decrease since 2022. This...
