Jan 27, 2023 | Budgeting, Down Payments, First Time Homebuyers, Housing market, Interest rates, Mortgage Brokers, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgages
Happy New Year! Are you one of the people who make New Year Resolutions? Considering your goals in 2023, is owning a home one of those goals? Could your goal be to renovate your current home? Or to own a second home as an investment property? If these are things...
Nov 3, 2022 | First Time Homebuyers, Home ownership, Interest rates, Mortgage Brokers, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgages
Buying a home is often a great experience, and very exciting, but to many Canadians, it might not be something they are all familiar with. It’s no wonder our clients have so many great questions about mortgages, but there are a few that come up a little more often....
Jun 3, 2022 | Mortgage Refinancing, Mortgages
Recently, the Bank of Canada’s policy interest rate, also known as the overnight rate, has increased another 0.5%. This means that the Prime Rate of Canada has also increased, affecting credit cards, HELOCs, variable-rate mortgages, and auto loans. Most financial...
May 3, 2022 | Mortgage Brokers, Mortgage Refinancing, Variable Rate Mortgages
Like many other countries, Canada kept interest rates low and avoided increases during the pandemic. However, now that we’re moving towards a post-pandemic economy, those frozen rates are likely to start going up, and thanks to various problems around the world,...
Dec 22, 2021 | Mortgage Brokers, Mortgage Refinancing, Mortgages
Life goes on, and eventually, you realize, wow, I am starting to rack up quite a bit of credit card debt. Sometimes, it can be as quick as needing an emergency fix on your car, or that last-minute Christmas shopping. When you are getting charged interest on purchases...
May 31, 2021 | Mortgage Refinancing, Mortgages
Have you taken a look at your mortgage recently? What has it been doing for you? If you’re hoping your mortgage can do more for you, now might be a good time to talk to a mortgage broker about refinancing. In this blog post, we share a quick and easy...