Feb 9, 2026 | Budgeting, Mortgage Refinancing, Mortgage Renewals
Mortgages can feel complicated when you’re deciding whether to renew or refinance. This guide explains the core differences, the situations where each option makes sense, and the practical steps in Alberta homeowners should follow. We cover renewal mechanics,...
Jan 12, 2026 | Housing market, Marketing, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals
The Alberta real estate market is poised for moderate changes in 2026, influenced by various economic factors and demographic trends. This article provides a comprehensive overview of the current state and future predictions of the Alberta housing market, focusing on...
Oct 11, 2024 | Interest rates, Mortgage Pre-Approvals, Mortgage Refinancing
In October 2024, the Bank of Canada surprised Canadians by reducing its key interest rate by 0.5%. This decision, aimed at bolstering the economy, has significant implications for homebuyers and current homeowners. Whether you’re considering mortgage refinancing...
Jun 12, 2024 | Interest rates, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals, Mortgages, Variable Rate Mortgages
Economic Context and ImplicationsImpact on MortgagesNavigating the Mortgage LandscapeWhat Should I do Next? The Bank of Canada has reduced its key interest rate by 0.25%, which means the key interest rate is now 4.75%. This marks the first decrease since 2022. This...
May 6, 2024 | Calgary, Development, Home maintenance, Mortgage Refinancing
Understanding Your Financing OptionsWhat Are Renovation Loans?How Does Refinancing Work?Refinancing vs. Renovation Loans: Pros and ConsPros of Renovation LoansCons of Renovation LoansPros of RefinancingCons of RefinancingMaking the Right Choice for Your Calgary...
Jan 27, 2023 | Budgeting, Down Payments, First Time Homebuyers, Housing market, Interest rates, Mortgage Brokers, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgages
Happy New Year! Are you one of the people who make New Year Resolutions? Considering your goals in 2023, is owning a home one of those goals? Could your goal be to renovate your current home? Or to own a second home as an investment property? If these are things...
