Jun 12, 2024 | Interest rates, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgage Renewals, Mortgages, Variable Rate Mortgages
Economic Context and ImplicationsImpact on MortgagesNavigating the Mortgage LandscapeWhat Should I do Next? The Bank of Canada has reduced its key interest rate by 0.25%, which means the key interest rate is now 4.75%. This marks the first decrease since 2022. This...
May 30, 2024 | Calgary, First Time Homebuyers, Home ownership, Mortgage Brokers, Mortgage Pre-Approvals
1. Understand Your Budget and Get Pre-Approved for a Mortgage2. Familiarize Yourself with the Calgary Housing Market3. Consider Long-Term Needs and Market Trends4. Explore Mortgage Options and Incentives for First-Time Buyers5. Work with a Professional TeamGive us a...
Feb 7, 2024 | Down Payments, First Time Homebuyers, Home ownership, Mortgage Pre-Approvals, Mortgages
Learning more about down payments can prepare you for buying a home. If you have questions, the best place to get answers is by meeting with a mortgage broker. What is a down payment for a house? When you buy a property, there is an upfront payment that is called a...
Feb 6, 2023 | Down Payments, Interest rates, Mortgage Pre-Approvals, Mortgages
Many Canadians are working towards owning a home, however, with the cost of living and current home prices increasing, and income levels not keeping pace, it’s getting harder and harder for many people to make this dream a reality. In Canada, affordability...
Jan 27, 2023 | Budgeting, Down Payments, First Time Homebuyers, Housing market, Interest rates, Mortgage Brokers, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgages
Happy New Year! Are you one of the people who make New Year Resolutions? Considering your goals in 2023, is owning a home one of those goals? Could your goal be to renovate your current home? Or to own a second home as an investment property? If these are things...
Nov 3, 2022 | First Time Homebuyers, Home ownership, Interest rates, Mortgage Brokers, Mortgage Pre-Approvals, Mortgage Refinancing, Mortgages
Buying a home is often a great experience, and very exciting, but to many Canadians, it might not be something they are all familiar with. It’s no wonder our clients have so many great questions about mortgages, but there are a few that come up a little more often....