If you’re ready to buy your first home—or even your next home—save time and eliminate hassle with a pre-approved mortgage.
The pre-approval process provides you with a specific dollar amount that you can afford. Lenders and sellers will know you’re serious about buying when it’s time to make an offer. In hot real estate markets, a buyer may need to act fast; if the competing buyer has a pre-approval in hand and you don’t, they win. Plus, if you put in an offer on a home only to find out later that no lender will approve that amount, you’re out of a new home and the seller is frustrated.
A pre-approval is quick and painless. Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. It’s the right step in your home purchase process.
Contact us today to get your pre-approval.