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All you need to know about making a home offer

All you need to know about making a home offer

May 13, 2015 | Mortgages

Once you’ve found the home you want to purchase, you must present the seller with an Offer to Purchase or an Agreement of Purchase and Sale. Work with your real estate agent and a lawyer/notary in preparing your offer. Remember that the Offer to Purchase or Agreement...
Federal budget and other changes, what you need to know

Federal budget and other changes, what you need to know

Apr 22, 2015 | Mortgages

The long awaited federal budget has finally been received in the House of Commons. This comes after Finance Minister Joe Oliver’s unusual announcement in January that his first budget, which would typically be presented in February or March, wouldn’t be delivered...
3 needs that will make or break your new home

3 needs that will make or break your new home

Apr 15, 2015 | Home ownership, Mortgages

Once you’ve decided you can afford to buy a home and are aware of all the initial costs in your purchase, it’s time to start looking for a home. Before you begin searching for a home, however, think about the needs your house will accommodate, both now and in the...
13 surprise costs to pay before moving into your new home

13 surprise costs to pay before moving into your new home

Apr 8, 2015 | Mortgages

So, you think you’re financially ready to own a home? While you may have calculated what money you have available to make your monthly payments, did you account for everything you’ll have to pay for up front? Don’t make home buying an impulse purchase. Plan ahead to...