Did you recently receive a notice from your lending institution reminding you that it’s time to renew your mortgage?
No matter how good the offer looks, don’t just sign it and send it back. Bring it in to us, and we’ll see if we can find you a better deal.
On the surface, the bank’s offer sounds easy and painless: sign a letter and receive a discount. It takes only a few seconds and saves you a few dollars. The thing is that most people who do this do it out of convenience, not because it’s better for them.
Here are 6 reasons you should consider using a mortgage broker:
1. We’re independent
We don’t work for any lending institution. The fact that we have to work with so many to find you the best deal forces us to be objective and impartial to all of the lenders. We don’t give preference to any one lender.
2. We work for you
It’s that simple. We’re focused on finding the right mortgage for you. We’re in the business of saving you money, not making the banks money.
3. We don’t charge you fees
Every time you meet with us is a complimentary visit. We never charge you to save you money. You will never receive a bill from us, just a happy home.
4. We don’t want your money
Banks make good money through mortgage renewals, especially when home owners simply sign the renewal and send it back.
Mortgage Design Group, however, makes no money from you. Instead of being motivated to try to get as much money as possible from you, we’re motivated to find the best deal as possible for you.
4. We know the changing marketplace
Because we’re connected to all the mortgage options offered by all the lending institutions, you need to visit only one location to get the best mortgage for your home. No matter how much mortgage rates or products change, we won’t.
5. We find you the best deal
As a mortgage broker, we focus on finding you the best deal, not on keeping you with the same bank. We work for you, not the banks. Sure it takes a bit more time to meet with us than it does to sign and mail a letter, but the meeting is free and we do all the actual work. Plus, we can save you more money than the moderate discount your bank offered you.
6. We can save you thousands of dollars
When it’s time to renew your mortgage, ask us to find you the best deal and we may just save you thousands of dollars over the new term than your bank could. Be honest, would you rather have the extra few minutes you save by just signing the renewal notice or the extra few thousand dollars you save by working through us?
Don’t settle for the first mortgage option that comes your way just because it’s where your chequing account is. Choose a mortgage broker and save money.
Contact us today for your no obligation, no cost consultation, and let’s see how we can save you money.