Although getting a mortgage is exciting—as it helps you become a homeowner—a mortgage is, in fact, a lot of debt. So if you have a mortgage, your goal should be to get rid of it as quickly as possible. Here are 4 Ways to Pay Off Your Mortgage Faster! 1. Accelerate...
Despite some slowdown recently in the Canadian housing market due to many factors—including regulatory changes—homeownership rates in Canada remain among some of the highest in the world. Even amongst those aged 35 and younger, 40% of households own their own homes....
If you’ve been considering buying a new (to you) property for whatever reason, the doom and gloom of the media might cause you to question a little: is right now a good time to buy? Well, what if that’s the wrong question? Inevitably, one media source will report that...
Having an independent appraisal done on a property before you make an offer is a good idea. It’ll tell you what the property is worth and help ensure that you don’t pay too much. Your lender can also ask for a recognized appraisal to complete a mortgage loan. If...
With home price increases over the years, more Canadians are taking advantage of the equity they’ve built up in their homes and using it to renovate. This can make a lot of sense for families who still enjoy the neighbourhood and community they live in but whose homes...
So you’re considering buying a new place? Great! Here is some tried, tested, and true advice that you can use along the way. Regardless of how many homes you have owned in the past, how good your credit score is, how much money you have in the bank, how much you’re...
